Free tools

Estate planning calculators

Five tools, none of which ask for your email. Every figure you type stays in your browser, nothing is saved and nothing is sent anywhere.

What you own minus what you owe, then split by how each asset is held, so you can see which parts would pass straight to the people you named and which a court would handle first.

What your family would need, minus the savings and the cover they already have. The difference is the only figure you can act on, and it is the step most calculators leave out.

The average years left at your exact age, the odds of reaching 80, 90 and 100, and the figure that matters most to a couple. Read from the published Social Security table.

Twelve questions, a score out of 100, and a list of exactly what your plan is missing, heaviest first. About two minutes, and more useful than any checklist you only read.

Count the online accounts you would leave behind and see how many an executor cannot simply open. Most people guess eight. Download the list when you are done.

What to leave for an animal, from what a year really costs and how many years are left. It shows the arithmetic, which is the part a trustee and a court both care about.